Safeguarding Your Future Benefit From the Experience and Insights of Our Dedicated Bankruptcy Lawyers

Foreclosure Attorney in York, PA

What is Foreclosure?

When a homeowner misses several mortgage payments, foreclosure could be imminent. Foreclosure typically occurs after missing four payments or about 120 days. If you’re facing foreclosure and you want to keep your home, bankruptcy might be an option.

At Dethlefs Pykosh & Murphy, we have helped many clients stop foreclosures and reorganize their debts. Our York bankruptcy attorney can determine whether bankruptcy is the best option based on your financial situation. We are committed to helping you take back control of your finances.

How Bankruptcy Can Help

When you file either for Chapter 7 or Chapter 13 bankruptcy, the court will place an “automatic stay” that immediately orders your creditors to stop their attempts to collect what you owe. So, for example, if your lender had scheduled a foreclosure sale on your home, and you file for bankruptcy, the sale will be postponed for two to four months while your case is pending.

If you wish to stay in your home throughout the process and even in the future, filing for Chapter 13 bankruptcy can be a solution. Not only could Chapter 13 allow you to pay off any arrearages throughout a repayment plan, but you could also potentially avoid having to pay your second or third mortgage.

Call (717) 559-0271 to Discuss Your Legal Options

Our legal team provides our clients with experienced and personalized legal solutions. Before deciding to file for bankruptcy, we can find other measures to stop foreclosure. Let us help you save your home and get you back financially on the right track.

Contact us and schedule a free consultation today.