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  • How to Save for Christmas Early
    How to Save for Christmas Early

    Now that it’s December, we’re deep in the middle of the holiday season and as bankruptcy attorneys, we can’t help but think about the number of debtors who will be putting Christmas gifts on credit ...

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  • Should I Get a Secured Credit Card After Bankruptcy?
    Should I Get a Secured Credit Card After Bankruptcy?

    After a bankruptcy , it’s not only a good idea to get a credit card to start rebuilding your credit , it’s absolutely necessary. Unless you start rebuilding your credit, it will be difficult, if not ...

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  • Should I File Bankruptcy if I'm Expecting an Inheritance?
    Should I File Bankruptcy if I'm Expecting an Inheritance?

    Let’s say you’re expecting an inheritance in the near future; however, you’re in a tight spot right now. Expecting an inheritance is great and you’re very fortunate to have someone special bestow ...

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  • Cons of Credit Card Debt Settlement
    Cons of Credit Card Debt Settlement

    As of this writing, the interest rates for credit cards are between 17 and 17.26%. With rates that high, the balances on a debtor’s credit cards can quickly snowball if the debtor maxes out his or her ...

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  • Credit Counseling in a Pennsylvania Bankruptcy Case
    Credit Counseling in a Pennsylvania Bankruptcy Case

    If you decide to file a Chapter 7 or Chapter 13 bankruptcy, you will be required to complete credit counseling and a debtor education course. However, this is required of all individual or ...

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