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  • How To Build Credit Without Credit Cards
    How To Build Credit Without Credit Cards

    For many, overwhelming credit card debt can quickly spiral out of control and lead to bankruptcy. Whether you want to build your credit while avoiding credit cards or you are struggling to get a ...

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  • Repairing Your Credit After Bankruptcy
    Repairing Your Credit After Bankruptcy

    Bankruptcy can stay on your credit report for up to 10 years, but it may also be the best way to fix your credit score for good. According to NerdWallet , you may have a better credit score a year ...

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  • Secured vs. Unsecured Debt: What’s the Difference?
    Secured vs. Unsecured Debt: What’s the Difference?

    When it comes to debt, not all debt is the same. From the mortgage on your home, to the child support debt you owe your ex, to the money you own on your credit cards, to the loan you have on your ...

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  • How Long Does Negative Information Stay on Credit Reports?
    How Long Does Negative Information Stay on Credit Reports?

    As a child, you probably didn’t put much thought into your future credit score, if any at all. But when you turned 18, all that probably changed. Suddenly, you’re shopping out auto loans, considering ...

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