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Blog Posts in Chapter 7 Bankruptcy

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  • Can Holiday Debt Be Included in Bankruptcy?
    Can Holiday Debt Be Included in Bankruptcy?

    It is not uncommon for a borrower to have available credit, or go out and apply for new credit with the intention of maxing out their credit cards and then filing Chapter 7 bankruptcy. Since its ...

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  • What Debt Can Bankruptcy Eliminate in Pennsylvania?
    What Debt Can Bankruptcy Eliminate in Pennsylvania?

    “What type of debt can bankruptcy eliminate? Student loan debt? Medical bills? Personal loans? Credit card debt?” The type of debt that can be erased or discharged depends on a few factors, but mostly ...

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  • Why Not File Bankruptcy?
    Why Not File Bankruptcy?

    We meet with a lot of people who think bankruptcy is their best option and rightfully so, but bankruptcy is not for all debtors in all situations. Truthfully, with the majority of people we meet, ...

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  • Chapter 11 vs. Chapter 13 for Small Businesses
    Chapter 11 vs. Chapter 13 for Small Businesses

    In the world of entrepreneurship, it’s no secret that it can be hard for small businesses to survive. All too often, small business owners, especially new ones, take on too much debt in hopes of ...

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  • Cons of Credit Card Debt Settlement
    Cons of Credit Card Debt Settlement

    As of this writing, the interest rates for credit cards are between 17 and 17.26%. With rates that high, the balances on a debtor’s credit cards can quickly snowball if the debtor maxes out his or her ...

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  • Credit Counseling in a Pennsylvania Bankruptcy Case
    Credit Counseling in a Pennsylvania Bankruptcy Case

    If you decide to file a Chapter 7 or Chapter 13 bankruptcy, you will be required to complete credit counseling and a debtor education course. However, this is required of all individual or ...

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