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Blog Posts in Chapter 13

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  • When Does Bankruptcy Make Sense for Seniors?
    When Does Bankruptcy Make Sense for Seniors?

    With the cost of living increases, inflation, and rising healthcare costs, it’s no wonder why some senior citizens file for bankruptcy relief. If you’re a senior citizen who is considering filing a ...

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  • Chapter 7 or 13 Bankruptcy? Which One is Right for Me?
    Chapter 7 or 13 Bankruptcy? Which One is Right for Me?

    You’re sitting at the kitchen table going over all of the bills you have to pay. As you look at the due dates and compare them to the balance in your checking account, they don’t add up. In fact, ...

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  • What is Foreclosure?
    What is Foreclosure?

    “What is foreclosure ?” is a question a lot of people have, especially if they’re a new homeowner or have never heard of foreclosure before. When a homeowner fails to pay their mortgage, the negative ...

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  • When Chapter 13 is Better Than a Chapter 7
    When Chapter 13 is Better Than a Chapter 7

    A lot of people believe that between a Chapter 7 and a Chapter 13 bankruptcy, Chapter 7 is better of the two. They feel this way because with Chapter 7, often a debtor can wipe out or erase all of ...

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  • Should I Avoid Credit After Bankruptcy?
    Should I Avoid Credit After Bankruptcy?

    For a lot of debtors, the hardest part of filing for bankruptcy is arriving at the decision to do so. When the debtor realizes that it’s going to be too difficult, if not impossible to catch up with ...

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  • Priority vs. Nonpriority Debts in Bankruptcy
    Priority vs. Nonpriority Debts in Bankruptcy

    If you decide to file Chapter 7 or Chapter 13 bankruptcy, some of your debts will be classified as “priority debts” while others will be classified as “nonpriority debts.” Which group a debt is ...

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