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Blog Posts in Chapter 13

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  • Can Bankruptcy Lower My Mortgage Payments?
    Can Bankruptcy Lower My Mortgage Payments?

    Did you know that Americans owe more in mortgage debt than any other type of debt? Last year, total U.S. mortgage debt reached a new record of nearly $9.5 trillion. Becoming a homeowner is undoubtedly ...

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  • After a Bankruptcy Discharge, Do I Have to Pay Creditors Back?
    After a Bankruptcy Discharge, Do I Have to Pay Creditors Back?

    You’re either thinking about filing bankruptcy or you’ve already decided to do so, but now you’re needing more information about the bankruptcy discharge. You probably have questions like, “What is ...

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  • No ‘Shame’ in Filing Bankruptcy
    No ‘Shame’ in Filing Bankruptcy

    We’ve seen it at our firm over and over again: A client comes to us and they feel ashamed about wanting to file bankruptcy. Somehow, they believe there is a stigma about filing bankruptcy and they ...

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  • Secured vs. Unsecured Debt: What’s the Difference?
    Secured vs. Unsecured Debt: What’s the Difference?

    When it comes to debt, not all debt is the same. From the mortgage on your home, to the child support debt you owe your ex, to the money you own on your credit cards, to the loan you have on your ...

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  • Are You Living Paycheck to Paycheck?
    Are You Living Paycheck to Paycheck?

    “Do not spend a dime until I get paid on Friday, otherwise we’ll be overdrawn in the bank account!” Does that sound familiar? If so, you’re probably living paycheck to paycheck just like 78% of ...

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  • When Does Bankruptcy Make Sense for Seniors?
    When Does Bankruptcy Make Sense for Seniors?

    With the cost of living increases, inflation, and rising healthcare costs, it’s no wonder why some senior citizens file for bankruptcy relief. If you’re a senior citizen who is considering filing a ...

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