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Blog Posts in Chapter 13

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  • Secured vs. Unsecured Debt: What’s the Difference?
    Secured vs. Unsecured Debt: What’s the Difference?

    When it comes to debt, not all debt is the same. From the mortgage on your home, to the child support debt you owe your ex, to the money you own on your credit cards, to the loan you have on your ...

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  • Are You Living Paycheck to Paycheck?
    Are You Living Paycheck to Paycheck?

    “Do not spend a dime until I get paid on Friday, otherwise we’ll be overdrawn in the bank account!” Does that sound familiar? If so, you’re probably living paycheck to paycheck just like 78% of ...

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  • When Does Bankruptcy Make Sense for Seniors?
    When Does Bankruptcy Make Sense for Seniors?

    With the cost of living increases, inflation, and rising healthcare costs, it’s no wonder why some senior citizens file for bankruptcy relief. If you’re a senior citizen who is considering filing a ...

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  • Chapter 7 or 13 Bankruptcy? Which One is Right for Me?
    Chapter 7 or 13 Bankruptcy? Which One is Right for Me?

    You’re sitting at the kitchen table going over all of the bills you have to pay. As you look at the due dates and compare them to the balance in your checking account, they don’t add up. In fact, ...

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  • What is Foreclosure?
    What is Foreclosure?

    “What is foreclosure ?” is a question a lot of people have, especially if they’re a new homeowner or have never heard of foreclosure before. When a homeowner fails to pay their mortgage, the negative ...

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  • When Chapter 13 is Better Than a Chapter 7
    When Chapter 13 is Better Than a Chapter 7

    A lot of people believe that between a Chapter 7 and a Chapter 13 bankruptcy, Chapter 7 is better of the two. They feel this way because with Chapter 7, often a debtor can wipe out or erase all of ...

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