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  • How to Improve Your Credit Score
    How to Improve Your Credit Score

    There are many ways someone’s credit can end up in rough shape. While the main reason is spending habits , that’s not always the case. If you lose your job, or if you’re injured in an accident, or if ...

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  • Should I Avoid Credit After Bankruptcy?
    Should I Avoid Credit After Bankruptcy?

    For a lot of debtors, the hardest part of filing for bankruptcy is arriving at the decision to do so. When the debtor realizes that it’s going to be too difficult, if not impossible to catch up with ...

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  • What Bankruptcy Can't Do
    What Bankruptcy Can't Do

    If you’re currently in a lot of debt and you can’t see any way out, filing for bankruptcy may be the most powerful and effective tool at your disposal. Bankruptcy stops most creditors dead in their ...

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  • Chapter 13 Bankruptcy: Why Do It?
    Chapter 13 Bankruptcy: Why Do It?

    Consumers typically file a Chapter 7 or a Chapter 13 bankruptcy , but for the purposes of this article, we’re going to examine Chapter 13 and its benefits. A Chapter 13 is often referred to as a “wage ...

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  • How Long Does Bankruptcy Stay on Your Credit?
    How Long Does Bankruptcy Stay on Your Credit?

    Bankruptcy is available for debtors who have more debt than they can handle. Even though it can cause a credit score to dip, appearing on a debtor’s credit report for years , it should not hurt a ...

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  • How Often Can I File for Bankruptcy?
    How Often Can I File for Bankruptcy?

    If you filed for bankruptcy relief in the past and received a discharge, you may be wondering if you can file bankruptcy again. Is there a limit to how many bankruptcies one person can file? If you ...

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