Tips for Saving Money & Preventing Bankruptcy

Bankruptcy, Bankruptcy Advice0 comments

No one wants to file for bankruptcy as it is something to be avoided at all costs. However, despite our best efforts, millions of Americans end up needing to file for some form of bankruptcy at one point in their lives. If you find yourself on the brink of financial disaster and are seeking a Harrisburg bankruptcy lawyer to help you out of this stressful situation, look no further than Dethlefs Pykosh & Murphy.

The following are some of our premier tips for saving money and preventing bankruptcy:

  • Create a strict budget, and make sure you stick to it. There are a number of apps and online tools to help you track your spending as accurately as possible.
  • Avoid shopping entirely, and if you must go to the mall or store to pick up necessities, write a list and don’t deviate from exactly what’s on it.
  • If you have children, partake in activities which don’t cost you much. Instead of taking them to the amusement park, take them to the park across the street and spend the day playing outside. Not only is it free, it will be a great opportunity for your children to exercise and take in the fresh air.
  • Work on maximizing your impulse control. Before every purchase, consider if this item would be worth it if you actually were to file for bankruptcy.

Perhaps the most obvious tip for saving money is to stop spending any unnecessary money entirely. This means canceling any unnecessary subscriptions, getting rid of cable, using coupons, and shopping secondhand.

Contact Our Harrisburg Bankruptcy Attorney Today

Dethlefs Pykosh & Murphy is led by an aggressive and skilled legal team with the experience you’ve been looking for during your time of need. Our Harrisburg bankruptcy lawyer will go above and beyond to ensure your entire future isn’t ruined because of one period of financial difficulty in your life. Whether you need help deciding whether to file for bankruptcy or are otherwise unsure of how to handle your current debt, we want to help. Allow us to fight for you.

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