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Blog Posts in 2019

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  • Chapter 13 Bankruptcy: Why Do It?
    Chapter 13 Bankruptcy: Why Do It?

    Consumers typically file a Chapter 7 or a Chapter 13 bankruptcy, but for the purposes of this article, we’re going to examine Chapter 13 and its benefits. A Chapter 13 is often referred to as a “wage ...

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  • What is Debt Collector Harassment?
    What is Debt Collector Harassment?

    In the 1980s and 1990s, debt collectors were in the habit of abusing and harassing debtors; the mistreatment was rampant. This abuse included calls at all hours of the day and night, threats of ...

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  • How Bankruptcy is Removed from a Credit Report
    How Bankruptcy is Removed from a Credit Report

    When people file Chapter 7 and 13 bankruptcies, they’re usually focused on filling out all of the necessary paperwork and after all is said and done, on rebuilding their credit. They rarely think much ...

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  • How Long Does Bankruptcy Stay on Your Credit?
    How Long Does Bankruptcy Stay on Your Credit?

    Bankruptcy is available for debtors who have more debt than they can handle. Even though it can cause a credit score to dip, appearing on a debtor’s credit report for years , it should not hurt a ...

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  • Medical Debt & Bankruptcy
    Medical Debt & Bankruptcy

    The cost of healthcare has been soaring for decades, especially for individuals who: 1) don’t qualify for Medicare of Medicaid, 2) are independent contractors, or 3) who earn some money, but not ...

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  • Can Child Support Be Discharged in Chapter 7 Bankruptcy?
    Can Child Support Be Discharged in Chapter 7 Bankruptcy?

    In Pennsylvania, noncustodial parents pay child support until their children turn 18, but there are some limited exceptions. A noncustodial parent is off the hook if their son or daughter becomes ...

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