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Blog Posts in 2019

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  • How Long Does it Take to Rebuild Credit After Bankruptcy?
    How Long Does it Take to Rebuild Credit After Bankruptcy?

    There is a stigma surrounding bankruptcy , but much of it is undeserved; bankruptcy was created by our government for good reason, but debtors have a hard time seeing the value in it, at least at ...

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  • Should I Get a Secured Credit Card After Bankruptcy?
    Should I Get a Secured Credit Card After Bankruptcy?

    After a bankruptcy , it’s not only a good idea to get a credit card to start rebuilding your credit , it’s absolutely necessary. Unless you start rebuilding your credit, it will be difficult, if not ...

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  • Bankruptcy: What is the Homestead Exemption?
    Bankruptcy: What is the Homestead Exemption?

    When debtors consider filing for bankruptcy , it’s not uncommon for them to ask the following questions: “Will I lose my wedding rings? Will I lose my home?” Filing for bankruptcy does not mean ...

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  • What is Foreclosure?
    What is Foreclosure?

    “What is foreclosure ?” is a question a lot of people have, especially if they’re a new homeowner or have never heard of foreclosure before. When a homeowner fails to pay their mortgage, the negative ...

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  • How to Improve Your Credit Score
    How to Improve Your Credit Score

    There are many ways someone’s credit can end up in rough shape. While the main reason is spending habits , that’s not always the case. If you lose your job, or if you’re injured in an accident, or if ...

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  • When Chapter 13 is Better Than a Chapter 7
    When Chapter 13 is Better Than a Chapter 7

    A lot of people believe that between a Chapter 7 and a Chapter 13 bankruptcy, Chapter 7 is better of the two. They feel this way because with Chapter 7, often a debtor can wipe out or erase all of ...

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