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Blog Posts in 2019

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  • Chapter 7 or 13 Bankruptcy? Which One is Right for Me?
    Chapter 7 or 13 Bankruptcy? Which One is Right for Me?

    You’re sitting at the kitchen table going over all of the bills you have to pay. As you look at the due dates and compare them to the balance in your checking account, they don’t add up. In fact, ...

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  • How to Save for Christmas Early
    How to Save for Christmas Early

    Now that it’s December, we’re deep in the middle of the holiday season and as bankruptcy attorneys, we can’t help but think about the number of debtors who will be putting Christmas gifts on credit ...

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  • How Long Does Negative Information Stay on Credit Reports?
    How Long Does Negative Information Stay on Credit Reports?

    As a child, you probably didn’t put much thought into your future credit score, if any at all. But when you turned 18, all that probably changed. Suddenly, you’re shopping out auto loans, considering ...

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  • How Long Does it Take to Rebuild Credit After Bankruptcy?
    How Long Does it Take to Rebuild Credit After Bankruptcy?

    There is a stigma surrounding bankruptcy , but much of it is undeserved; bankruptcy was created by our government for good reason, but debtors have a hard time seeing the value in it, at least at ...

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  • Should I Get a Secured Credit Card After Bankruptcy?
    Should I Get a Secured Credit Card After Bankruptcy?

    After a bankruptcy , it’s not only a good idea to get a credit card to start rebuilding your credit , it’s absolutely necessary. Unless you start rebuilding your credit, it will be difficult, if not ...

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  • Bankruptcy: What is the Homestead Exemption?
    Bankruptcy: What is the Homestead Exemption?

    When debtors consider filing for bankruptcy , it’s not uncommon for them to ask the following questions: “Will I lose my wedding rings? Will I lose my home?” Filing for bankruptcy does not mean ...

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