Pennsylvania Bankruptcy Attorneys
At the law offices of Boyle, Autry & Murphy in Camp Hill, Pennsylvania, we offer a free consultation to people considering bankruptcy, people facing foreclosure and people who have been subjected to collections abuse. Our lawyers represent those who have become overwhelmed with financial obligations which they cannot meet, usually due to a divorce, a job loss, a reduction in income, a medical condition or overextension of consumer credit.
The Law Protects You, the Consumer
Bankruptcy may feel like a reflection of personal failure. In fact, thousands of Americans before you have used this legal financial tool to address overwhelming debt (including debt arising from job loss, medical expenses and over reliance on credit cards).
You are not alone if you are unable to pay your debts or risk losing your home. Many before you have found debt relief through bankruptcy. Lawyers of Boyle, Autry & Murphy are here to help. Contact us at our law offices in Camp Hill to schedule a discussion with a bankruptcy lawyer at our law firm regarding any of the following matters:
- Pennsylvania Chapter 7 bankruptcy debt elimination
- Pennsylvania Chapter 13 bankruptcy discharging debts, stopping foreclosure, preventing repossession and stopping debt collection harassment
- Pennsylvania Chapter 11 bankruptcy for businesses, including small businesses
- Foreclosure: We can help you identify options, including bankruptcy, which may be available to you to save your home, but they must be exercised before the foreclosure sale.
- Consumer rights: Many laws control what debt collectors can do and say in their attempt to collect. We can teach you what creditors may and may not do, and how you can most effectively respond to stop creditor harassment. When they step over the line, we can help you assert your rights in court if necessary. We can advise you of your rights under the law. Laws that protect you as a consumer include the Pennsylvania Unfair Trade Practices and Consumer Protection Law, the Pennsylvania Unfair and Deceptive Acts and Practices law, the Federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Real Estate Settlement Procedures Act, and many others. Note: Credit counseling services and programs may or may not inform you of how to protect your rights as fully as a lawyer is qualified to do.
What about cost?
We are very sensitive to the fact that most of our clients have never hired a lawyer before and are very concerned about the cost of a bankruptcy attorney. Our York Chapter 13 bankruptcy lawyers offer affordable payment plans and work with our clients to help them get the services they need. However, we can't quote you a fee before we hear the facts of your particular situation. We offer a free consultation and will tell you the cost once we know what you need.
For bankruptcy cases, the court will monitor the fees you are charged. Our rates are competitive with others for similar services. In consumer suits, once we agree to take your case, there will be no charge unless we recover for you. Discuss bankruptcy, foreclosure, debt collections, collection agencies and your particular financial circumstances by calling or e-mailing our Camp Hill law offices. Our Harrisburg bankruptcy law attorneys offer free initial consultation.
